How to Download DRA Certificate?

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How to Download DRA Certificate?

DRA Certificate’s full form is Debt Recovery Agent Certificate. The Indian Institute of Banking & Finance (IIBF) issues this certificate. For debt recovery agents that work in the banking and finance industry, securing a DRA Certification is a mandatory requirement set forth by the Reserve Bank of India (RBI). 

If you want to find out how to download DRA Certificate online, check out this blog post where we explain all the necessary steps involved in the IIBF DRA certificate download process.

What is DRA Certificate?

DRA Certificate means Debt Recovery Agent Certificate. The DRA certification is mandatory for individuals engaged in debt recovery roles for banks, NBFCs or private collection agencies.

The Reserve Bank of India (RBI) has mandated this certification for all collection and recovery agents. It is also a prerequisite for anyone aspiring to build a career in the debt recovery sector. The Indian Institute of Banking and Finance (IIBF) is responsible for issuing DRA certificates to qualifying candidates.

Prerequisites for DRA Certificate Download

Here are the prerequisite conditions for downloading the DRA exam certificate.

• Ensure completion of the mandatory training program i.e., 100 hours for candidates qualified up to graduation, and 50 hours for those with higher academic qualifications.

• Make sure you have a stable and reliable internet connection.

• You need to have access to the IIBF portal.

• Ensure successful completion of the DRA exam.

• You must have possession of your Membership or Registration number, as you cannot download the certificate without it.

• It is essential to have a PDF reader installed on your device to open the DRA e-certificate download PDF.

If you meet all the conditions mentioned above, you can go ahead and initiate the DRA e-certificate download process.

Process for Downloading DRA Certification

The process to download DRA e-certificate requires completion of several steps. Below, we have explained to you all the necessary steps:

Step 1: Visit the official website of Indian Institute of Banking and Finance (IIBF).

Step 2: Once you are on the homepage, click on “DRA”.

Step 3: Under the DRA option, choose the “Download E-Certificate” option.

Step 4: Now, you’ll be redirected to the next page. 

On this page, enter the membership/registration number. Once done, enter the security code carefully and then click on the “Get Details” button. 

Step 5: Now, certain details will be displayed on your screen such as candidate name and examination name. After confirming the details, click on the “Download Certificate” button.

After completion of all the aforementioned steps, you will be able to obtain the IIBF DRA certificate download PDF!

Conclusion

DRA full form is Debt Recovery Agent. The DRA examination is mandatory for anyone who wants to become or is already a DRA in India. Candidates who pass the exam receive the DRA e-certificate from the Indian Institute of Banking and Finance (IIBF). After qualifying, the e-certificate is usually sent to the candidate’s registered email within three weeks of the result announcement. A hard copy is also dispatched via speed post, typically within two months of the results being declared. If candidates are unable to access the e-certificate through email, they can download it directly from the IIBF portal by following the steps mentioned in this blog post. 

As per the Reserve Bank of India guidelines, all collection and recovery agents must obtain DRA certification before beginning their roles. Therefore, if you're working in this field, ensure you obtain your DRA e-certificate in a timely manner.

Frequently Asked Questions (FAQs)

Q1. How can I proceed with DRA certificate online apply?

A. To apply for a DRA e-certificate online, first, you need to enroll in an approved training program, then you must complete the required hours and then pass the DRA examination. Once done, you can visit the official IIBF website to download the DRA certification online.

Q2. What is DRA certificate’s full form?

A. Debt Recovery Agent Certificate.

Q3. Where can I download DRA Certification?

A. You can download it via the official IIBF portal.

Q4. Which regulatory body mandates debt recovery agents to secure DRA Certificates?

A. The Reserve Bank of India mandates the agents involved in debt recovery and collection to secure DRA certificates.

Q5. How often does IIBF conduct the DRA exam?

A. IIBF typically conducts the DRA exam once a month. However, the Institute may increase the exam conduction’s frequency if necessary.

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