How to Claim a TDS Refund by Filing ITR for AY 2026-27

• Manish Kumar
• 11 Jun 2026
• 18 Views

TDS full form is Tax Deducted at Source. It is a method used by government to collect income tax in advance. Under this method, the person/organization making certain payments deducts a part of payment as tax and then deposits the tax amount with government on the recipient’s behalf. 

In some cases, the total TDS deducted during a financial year happens to be more than the actual tax a person is required to pay. In such situations, the extra amount can be claimed back by the person by filing an Income Tax Return (ITR). In this post, we shall explain what TDS refund is and how you can claim it through ITR filing for AY 2026-27.

What is TDS Refund?

TDS refund meaning can be explained as the return of excess tax that gets deducted from a taxpayer’s income. It happens when the total TDS during a financial year is more than the actual income tax a taxpayer is liable to pay. 

In such cases, they can claim the excess amount back from the Income Tax Department by the way of ITR filing. The ITR filing can be done online via the official Income Tax e-Filing Portal. 

How Can I Get TDS Refund?

To claim TDS refund, you need to fulfill all the steps we have explained below:

Step 1: Review of Details in TDS Form

You should first carefully review all the TDS details mentioned in TDS Form 26AS. This form is available on Income Tax portal and is linked to PAN. This form shows TDS deducted from income by various deductors and deposited with government on your behalf. 

This form serves as consolidated record of TDS on income sources, i.e., salary, interest and other payments. It also contains details of advance tax or self assessment tax paid by you during financial year. 

Step 2: Filing of ITR

After checking TDS details in form, you can file your ITR. While filing it, you need to make sure you provide correct information pertaining to your income and all the taxes paid by you. You must also make sure that TDS details mentioned in your return match information given in Form 26AS. 

During ITR filing process, the Income Tax Department system automatically calculates your tax liability to determine whether any refund is payable or not. In case the TDS deducted is more than tax due, the excess amount will be shown as refund.

Step 3: Processing of Refund

Once ITR is filed, it must then be verified so as to complete the filing process. You can verify your return online via Aadhaar OTP or any other acceptable verification method. After successful verification as well as processing of the return by the Department, the refund amount will get credited directly to your linked bank account.

In most cases, the refund gets credited to taxpayer's bank account within 4-5 weeks. With that being said, the exact timeline in may vary depending on the processing schedule of the department. 

How to Check TDS Refund Status?

For TDS refund status check, following the simple and ease steps we have explained below:

Step 1: Begin by visiting official e-Filing Portal. Once on the portal, enter your user ID and password to login.

Step 2: After that, you must go to e-File, then Income Tax Returns and then click on “View Filed Returns”. Select the relevant assessment year ‘AY 2026-27’ to proceed. 

Step 3: Next, you need to click on “View Details” so as to see the status of your filed return. Using this feature, you can also check the entire processing history of your ITR.

Step 4: The refund status will finally appear on your screen. It’ll appear in different forms, i.e., refund issued, refund partially adjusted, full refund adjusted against outstanding demand or refund failed.

Note: Make sure your PAN is active and linked with Aadhaar. If your PAN is not Aadhaar-linked, the refund may fail. Refund failure can also happen if your bank account is not pre-validated, the bank details do not match your PAN records, the IFSC code is wrong or bank account mentioned in ITR is shut. To avoid giving rise to such issues, you must check that your PAN-Aadhaar linking is complete and also make sure your bank account details are accurate and validated.