How to Check PF Balance

The Government of India created the Employee Provident Fund Organization (EPFO) as a statutory organization to manage the Employees' Provident Fund (EPF) and other organized sector social security schemes. It encourages retirement savings and offers employees with a number of benefits.

Check out this blog article if you are a participant in the EPF scheme and would like to know your EPFO balance using different methods, i.e., SMS, missed call, EPFO member portal and UMANG app.

What is EPFO Scheme?

EPFO scheme is a retirement savings scheme run by the Employees’ Provident Fund Organization. For most employers and employees in India, it is a mandatory scheme. The EPFO scheme requires both employer and employee to contribute a portion of the employee’s salary to a long-term savings fund. 

This fund accumulates interest and can be withdrawn by the employee upon their retirement or under specific circumstances like medical emergencies, such as critical illness, hospitalization or major surgeries, as well as other situations like purchasing a home, funding higher education or in the event of permanent disability or unemployment.

PF Balance Check Through Member Passbook Portal

To check the EPF balance using Member Passbook Portal, the following steps must be completed:

Step 1: Visit the official EPFO Member Passbook Portal @ https://passbook.epfindia.gov.in/MemberPassBook/login.

Step 2: Now, you need to log in by entering your UAN and password. 

Step 3: Once you have logged in, select the specific Member ID to view the EPF passbook.

Step 4: Then, you can see the total employee and employer contributions in the passbook.

PF Balance Check Through Umang App

Using the UMANG app is one of the most popular ways for checking the PF balance. Here are the steps you need to fulfill to check EPF balance via UMANG:

Step 1: Download the UMANG app. If you are an Android user, download it from Play Store. If you are an iPhone user, download it from the App Store.

Step 2: Once the app is downloaded, open it. Then, navigate to Services → Social Security → EPFO.

Step 3: Under the ‘Employee Centric Services’, you need to choose the ‘View Passbook’ option.

Step 4: Thereafter, you need to input your UAN and verify it using the OTP sent to your registered mobile no.

Step 5: Once you have logged in, you need to choose the employer account you want to check. After that, your EPF passbook will be displayed. It will include current balance, recent deposits and withdrawals. For reference, you can download EPF passbook PDF.

PF Balance Check by SMS

To check PF balance by SMS, you must ensure your Universal Account Number (UAN) is linked with your Know Your Customer (KYC) details, including Aadhaar, PAN, and bank account. 

Once your UAN is linked with your KYC details, you can check your PF balance through SMS by following these steps:

Step 1: Send an SMS to 7738299899.

Step 2: Type the message in the following format: EPFOHO UAN <language code>.

You must use the first three letters of your preferred language to receive the response in that language. For example, to get updates in English, send EPFOHO UAN ENG. For Marathi, type EPFOHO UAN MAR.

This SMS service is available in the following languages:

• English (ENG)

• Hindi (HIN)

• Punjabi (PUN)

• Kannada (KAN)

• Telugu (TEL)

• Tamil (TAM)

• Malayalam (MAL)

• Bengali (BEN)

• Gujarati (GUJ)

• Marathi (MAR)

Note: Please note that this facility can only be used if your UAN is active and linked to your bank account, Aadhaar and PAN. If these details aren't connected, you’ll need to complete the eKYC process to use the SMS service for checking your balance.

EPF Balance Check by Missed Call

You can check your EPF balance by giving a missed call from your registered mobile number to the designated phone number. This facility is available only after your UAN is successfully linked with your KYC details. This service is completely free of cost. No charges are applied for checking your EPF balance via missed call.

If you're facing difficulties with the integration, your employer can assist you. Once your UAN is linked to your KYC, follow these steps for missed call number for PF balance check:

Step 1: Dial PF balance check mobile number 9966044425 from your registered mobile number and disconnect after a ring (missed call).

Step 2: You will shortly receive an SMS with your EPF balance details.

Conclusion

Checking EPF balance helps an employee to stay informed about their retirement savings, track monthly contributions and plan their finances properly. In this blog post, we provided you with the necessary steps to check your balance in EPFO scheme through missed calls, SMS, EPFO Member Passbook Portal and UMANG. If you need further assistance, you can contact the customer service at EPFO.

Frequently Asked Questions (FAQs)

Q1. How to do EPFO balance check missed call number?

A. Dial 9966044425 from your registered mobile number and give a missed call.

Q2. How to check PF balance by SMS?

A. Send an SMS to 7738299899 in the format: EPFOHO UAN <language code>.

Q3. How can I do a PF balance check without UAN number?

A. You cannot check EPF balance without a UAN; it is mandatory.

Q4. What is the EPFO balance enquiry SMS format?

A. The format is: EPFOHO UAN <language code> (e.g., EPFOHO UAN ENG).

Q5. What is EPFO balance check number?

A. The balance check number is 9966044425 and the SMS number is 7738299899.

Q6. What are steps required to check EPF balance by mobile?

A. Link UAN with KYC, then check via missed calls or SMS from your registered number.

Q7. How to know PF balance through SMS?

A. Send EPFOHO UAN <language code> to 7738299899 from your registered number.

Q8. How to check EPFO balance using UMANG app?

A. Download the UMANG app on your phone. Then, open it and navigate to Services → Social Security → EPFO. After that, you need to choose the ‘View Passbook’ option under the ‘Employee Centric Services’. Then, enter your UAN and verify it using the OTP sent to your registered mobile no. After logging in, you need to choose the employer account you want to check. Finally, your EPFO passbook will be displayed. In the passbook, your current EPFO balance, recent deposits and withdrawals will be visible.

Q9. How to view EPFO passbook using Member Passbook Portal?

A. Log in into the portal by entering your UAN and password. After logging in, select the specific Member ID to view the EPF passbook.

Author: Manish Kumar

I’m Manish Kumar, a content management professional with expertise in financial and regulatory matters. I specialize in turning complex compliance and incorporation concepts into clear, practical insights. As a regular contributor to the Registrationwala portal, I write about finance, taxation, government schemes, company formation, and statutory compliance. My focus is to provide accurate, up-to-date information that helps readers understand regulatory developments and their real-world implications.