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What is an EPF Passbook for Employees in a Company?

Employees’ Provident Fund Scheme is one of the most popular schemes in India. It is a social security scheme run by the Employees Provident Fund Organisation (EPFO). Just like bank customers get a passbook for their bank accounts, EPF-registered employees get an EPF e-passbook for their EPF accounts. In this blog post, we will provide you with an overview of what an EPF passbook is for employees in a company. 

What is an EPF Passbook?

EPF Passbook is a document provided by the Employees’ Provident Fund Organisation (EPFO) in a digital format. This document records information about the amount contributed towards an employee’s PF account by the employer as well as the employee. It also reflects the withdrawals the employee has made from their PF account. 

If you want to learn about your EPF balance and other relevant information about your PF account, you can download this passbook. It is important to note that downloading and viewing the EPF e-passbook is only possible upon completion of UAN registration via EPFO portal.

Details Contained in EPF e-Passbook

The Employees’ Provident Fund Passbook contains the following details:

  • Monthly contributions by the employer.

  • Monthly contributions by the employee.

  • Portion of employer’s contribution towards the employee’s pension.

  • Interest earned on EPF balance.

  • Amount withdrawn or taken as an advance, if applicable.

  • Total EPF account balance, including contributions and interest.

EPF Passbook Download via EPFO Website

The EPF passbook download process via EPFO website involves completion of the following essential steps: 

Step 1: Visit the official EPFO website.

Step 2: Now, once you are on the homepage, go to the dashboard and click on ‘Services’. Under Services, click on ‘For Employees’ option.

Step 3: Thereafter, click on the ‘Member Passbook’ tab. After this, you will be redirected to a new page.

Step 4: Now, click on ‘Select Member ID’, then choose your EPF account and then click on ‘View Passbook’ option.

Step 5: You will now be able to view your EPF pass book PDF format.

Step 6: Finally, click on ‘Download Passbook’ to download EPF e-passbook successfully. 

EPF Passbook Download via UMANG App

To download PF pass book via UMANG App, the fulfillment of the following steps is necessary:

Step 1: Download and install the UMANG App from the Play Store or Apple Store.

Step 2: Now, open the UMANG App and login using your credentials.

Step 3: Once logged in, navigate to the “All Services” tab.
Step 4: Afterwards, click on ‘EPFO’, then select ‘Employee Centric Service’ and then click on the option ‘View Passbook’.
Step 5: Now, you need to enter your UAN and then enter One Time Password (OTP) sent on your registered mobile number to proceed to the UMANG portal.
b You will now be able to view your Member ID linked with your EPF account. 

Step 7: Finally, you must click on the Member ID to check and download the EPF passbook.

Benefits of EPF Passbook

The benefits of PF passbook are as follows:

  • It allows the employee to learn about their EPF account’s balance.

  • It helps the employees to track and verify the amount their employers have contributed towards PF accounts.

  • The passbook for EPF is in a digital format. Therefore, it is easy to store this document. 

  • You can download it online from anywhere and anytime as long as you have access to the internet.

  • It allows you to plan your retirement and encourages financial management.

  • It enables you to check the interest you have earned on your PF account. 

  • EPF e-passbook provides you with real time updates regarding your PF balance. Therefore, you get the most recent information regarding the contributions as well as withdrawals.

  • It ensures financial transparency between the employer and the employee a detailed record of all transactions in an employee's EPF account.

  • You can download the passbook for EPF as many times as you require. There’s no maximum limit on the number of downloads you can conduct.

  • The EPFO pass book download service is free of cost. Therefore, you do not have to pay any downloading charges.

  • Since the pass book is provided by the official EPFO website, you do not have to worry about its authenticity.

Conclusion

EPF e-passbook is a digital document that reflects details regarding contributions made by employer and employee toward a Provident Fund account. Also, it shows the withdrawals the employee has made from their account. The EPFO issues this document online. You can download the e-passbook via the EPFO website. Alternatively, you can download it using the UMANG App. Whatever method you use, just make sure you fulfill all the necessary steps properly. 

Frequently Asked Questions (FAQs)

Q1. When was the EPF scheme introduced in India?

A. It was introduced in India in 1952. 

Q2. Which organization manages the EPFO scheme?

A. The Employees’ Provident Fund Organisation manages the EPFO scheme.

Q3. Can I download the EPFO passbook online?

A. Yes, you can download the EPFO passbook online via EPFO portal. You can also download it through the UMANG App.

Q4. How can I download the EPFO pass book PDF?

A. You can download the EPFO pass book PDF by visiting the official EPF website or by downloading UMANG Mobile App.

Q5. How can I check my PF balance, contribution and withdrawal online?

A. You can check the PF balance by downloading the EPF e-passbook. You can download the e-passbook online easily via the EPFO portal.

Q6. Is it mandatory for an employer to make an EPF contribution?

A. Yes, employers running organizations with 20 or more employees are required to register with EPFO and make contributions to their employees’ EPF accounts.

Q7. What are the charges for downloading EPFO passbook?

A. There are no charges for downloading the EPFO passbook. It is absolutely free of cost for the EPFO account holders.

Q8. Which Act governs Employees’ Provident Fund in India?

A. The Employees' Provident Funds & Miscellaneous Provisions Act 1952 governs the Employees’ Provident Fund in India.


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Author: Manish Kumar
I’m Manish Kumar, a content management specialist. I simplify complex financial and regulatory topics into clear, insightful content. As a regular contributor to the Registrationwala portal, I provide updates on finance, Tax, government schemes, compliance, and other incorporation information. My goal is to keep you informed about key industry developments and their impact.

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