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Dushyant Sharma

Dushyant Sharma

Hey there, I'm Dushyant Sharma. With the extensive knowledge I've gained in past 8 years, I have been creating content on various subjects such as banking, insurance, finance and all the important registration and licensing processes for various companies. I'm here to help everyone with my expertise in these areas through my articles.

What are the Benefits of Appointing a Merchant Banker for an IPO?

A merchant banker is a financial institution registered with the Securities and Exchange Board of India (SEBI) that assists companies in managing their Initial Public Offerings (IPOs). A company canno ....

Why Start Your Own Business?

They say some people are made for doing jobs and some people are made for operating a business. A person who does a job usually earns more or less the same salary every month. But when you run a busin ....

Payment Gateway vs Payment Aggregator: Know the Difference

India accounts for around half of world’s real-time digital payment transactions, which highlights the growing importance of digital payments in the country. Behind these transactions, payment g ....

Pension Plans in India and Guidelines for Pensioners

A pensioner is an individual who receives a pension. The meaning of pension can be explained as a regular income after retiring from active employment. It is quintessential for the financial well-bein ....

RBI Guidelines for Personal Loan Recovery

Loan recovery is the process by which a bank, NBFC, or any other lending institution tries to get back money that borrowers owe them but haven't paid back on time or at all. For promoting fair practice ....

RBI Cancels Registration of 13 NBFCs: 5 Rules Every NBFC Must Follow

The Reserve Bank of India (RBI) recently cancelled the Certificates of Registration of 13 non-banking financial companies (NBFCs) under powers conferred on it by Reserve Bank of India Act, 1934. This ....

RBI Repo Rate Hike to 5.5%: How Higher Cost of Capital Affects MSME & Business Loans in FY27

One of the most discussed topics in the banking and finance industry right now is the RBI’s decision to hike the repo rate. The Monetary Policy Committee (MPC), a statutory six-member body of th ....

How to File EDF Declaration with Your AD Bank:- A Step-by-Step Process

On 13 January 2026, the Reserve Bank of India (RBI) notified Foreign Exchange Management (Export and Import of Goods and Services) Regulations, 2026. These regulations, which are a part of FEMA, 1999, ....

Recommendations Made During 57th Meeting of GST Council

On 8 October 2026, the GST Council convened its 57th meeting at Bharat Mandapam in New Delhi. This meeting was chaired by Union Finance and Corporate Affairs Minister Smt. Nirmala Sitharaman. During t ....

Do YouTubers & Freelancers Need to File Form EDF? Check RBI's New Rule

EDF Full Form is Export Declaration Form. It is a mandatory declaration form that is filed with an Authorized Dealer Bank for declaring export transactions in accordance with the Foreign Exchange Mana ....

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