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Insurance


Annual Premium Equivalent (APE) in Life Insurance: What is Its Meaning and Calculation Method
Annual Premium Equivalent (APE) in Life Insurance: What is Its Meaning and Calculation Method
Insurance

In India’s insurance sector, the Annual Premium Equivalent is a widely used metric for measuring and comparing new business sales performance of life insurance companies. 

Many IRDAI-regis ....

  • October 26, 2026
  • Dushyant Sharma
IBAI Flags Job Loss and Other Concerns Over IRDAI’s Proposed Insurance Distribution Reforms
IBAI Flags Job Loss and Other Concerns Over IRDAI’s Proposed Insurance Distribution Reforms
Insurance

On 23 September 2026, the Insurance Regulatory and Development Authority of India (IRDAI), India’s insurance regulator, released a consultation paper titled “Reforms for Recalibrating the ....

  • October 05, 2026
  • Dushyant Sharma
What are the Advantages of Obtaining Reinsurance Broker License
What are the Advantages of Obtaining Reinsurance Broker License
Insurance

Direct brokers are quite common. They deal in life insurance, general insurance or both. Reinsurance brokers, on the other hand, are still limited in number. As a result, competition in the reinsuranc ....

  • September 02, 2026
  • Dushyant Sharma
Professional Indemnity Insurance for IMFs
Professional Indemnity Insurance for IMFs
Insurance

Professional mistakes can sometimes lead to claims and financial losses for any business. Professional indemnity insurance helps to protect a business against these kinds of risks by providing cover f ....

  • August 13, 2026
  • Dushyant Sharma
What is an Insurance Marketing Firm (IMF)? How Does it Work?
What is an Insurance Marketing Firm (IMF)? How Does it Work?
Insurance

An Insurance Marketing Firm, abbreviated as IMF, is an IRDAI-registered entity. In insurance sector, it helps insurers reach customers and helps customers understand and choose suitable insurance prod ....

  • August 12, 2026
  • Dushyant Sharma
What is Required to Start an Insurance Marketing Firm in India?
What is Required to Start an Insurance Marketing Firm in India?
Insurance

In most cases, starting a business is far from simple. There are several requirements to fulfill, many of which are specific to the nature and type of business being established. An Insurance Marketin ....

  • August 11, 2026
  • Dushyant Sharma
IMF Full Form in Insurance, Meaning & Authorised Activities
IMF Full Form in Insurance, Meaning & Authorised Activities
Insurance

IMF full form in insurance is Insurance Marketing Firm. It refers to a business entity authorised to distribute insurance products, offer certain financial products and services permitted by the IRDAI ....

  • August 10, 2026
  • Dushyant Sharma
Is Starting an Insurance Marketing Firm Profitable in India?
Is Starting an Insurance Marketing Firm Profitable in India?
Insurance

Whenever someone thinks about starting a business, one of the first questions that comes to mind is, “Will this business be profitable?” The same question comes up when an entrepreneur pla ....

  • August 08, 2026
  • Dushyant Sharma
Difference Between Principal Officer, ISP and FSE
Difference Between Principal Officer, ISP and FSE
Insurance

In an Insurance Marketing Firm (IMF), the Principal Officer (PO), Insurance Sales Person (ISP) and Financial Services Executive (FSE) all play important roles. Each of them has different duties and re ....

  • August 07, 2026
  • Dushyant Sharma
What are Infrastructural Requirements for Insurance Broker License?
What are Infrastructural Requirements for Insurance Broker License?
Insurance

For obtaining Insurance Broker License from Insurance Regulatory and Development Authority of India (IRDAI), the applicant is required to meet certain infrastructural requirements specified under IRDA ....

  • August 06, 2026
  • Dushyant Sharma
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